Solving Homelessness and My Help List of Financial Resources for We The People, To Survive 2026 and Beyond

  How To Solve Homelessness and Fiscal Equity

                              March 26, 2026

As a former Coordinator of The Upper Cape Cod Homeless Council, I have spent years working with local and state government to address the "problem" of Homelessness. I don't care the reason someone is without a Home, that is something to delve into on an individual basis, much like triaging on the Battlefield, the problem is not trash in the parks, or opinions about Boot Straps not being grabbed and yanked on, the problem is a ten prong problem with a ten prong solution. 

Ok, shoot me. I did it, I went and made this complicated. If only there ever was a one way solution to a ten prong problem, we would have done it by now. It's all about profit. Money, Religious Ideologies, Politics, far left and far right instead of addressing the problem. No one needs crumbs. Do you? A shelter is giving a crumb to human beings. Poor Homeless People are not bad money managers, that is not why they are homeless, they just never had enough money, resources or support to manage money that wasn't there. Let me say that again, one cannot manage anything when they can't come close to making ends meet and go beyond making ends meet is a herculean endeavor for two paycheck households. 


If Fixing Homelessness were profitable it would be fixed.

 Fixing Homelessness will cost money. Lots of Money, Intelligence, Financial Wizards getting on board and compassion. It feels to me like compassion is the only free asset we have to work with and the last measure used if ever on a grand scale. People do not need shelters, they are not animals to be housed, fed and showered and set loose on the streets to deal with all the various deficits they face emotionally and chemically. In order to solve Homelessness we must do something different. That is where politics could step in. We offer huge tax breaks to the obscenely wealthy and put their burdens on the middle and lower class. Nothing new, this has been a prevalent theme since before The Rise of The Roman Empire. 

It didn't keep the Roman Empire in power and it wont keep America in Power. 


Human beings are not commodities or domesticated pets to be sheltered ,adopted out to the lowest bidder, Shelters. Our wage inequality makes Homelessness inevitable for anyone working a minimum wage job and who don't have The Gilmore Girls Parents to fund adorable quippy lives. We have to take this problem apart and deal with it without our egos engaged and our resentments as justifications. People deserve to earn enough money to keep a home over their heads and food on the table. It's a Human Right. 

 Many people are a paycheck or two away from fiscal annihilation. Mom and Dad cannot afford to keep picking up the slack for their adult children who can't make ends meet. Those adult kids need earning power. Let's stop blaming the victim and offering shoddy band aids to a hemorrhaging problem. More Shelters are not the answer just as Insane Asylums were never the solution to mental illness. 

Finland , Norway and Japan have mostly and come closest to solving their homelessness problem by investing in living wages, equitable taxation, homes insteads of shelters and Free Health Care to address health and mental health. The numbers of decreased homelessness  are phenomenal and their programs did not drag everyone into abject poverty to fund. Education is honored and free. Food costs are lower than ours for now, and dignity is a staple in their societies emotional larders

. Yes we can solve Homelessness with Wage Equity and Health Care and hoping down from our holier than though pedestals of superiority that "We are somehow Better than "Them". But for the Grace of God or Buddha or The Universe Go You and I. 

https://www.greaterchange.co.uk/post/which-country-handles-homelessness-the-best https://reasonstobecheerful.world/norway-proving-homelessness-solvable-problem/

                     SURVIVAL RESOURCES: 

                       FINANCIAL *HEALTH *

                    *IMMIGRATION * FOOD * ETC

                                      UPDATE 

                                                   December 2025

                                January 2026

                                 February 2026

                                March 2026

                                               


POVERTY IS ABUSE
POOR PEOPLE ARE NOT BAD AT MANAGING MONEY
ONE NEEDS ENOUGH MONEY TO MANAGE.
   

                                    Mental Health Tips   

                             

 

                                                                                          Findhelp.org

A clearing house of resources from forgiveness programs on Utility bills, copays for health meds and tests, cancer treatment costs, visits, child health , ect... So many other things it is too much to list. Go to the site and enter your zip code in the far right corner of the map and a list of resources will pop for your region, State, Federal , Non Profits and Private Philanthropists. 

                    **   ***RESOUR CES* **
988 Crisis and Suicide Hotline 24 Hours 
 If you're having a Mental Health Crisis or just Need to talk with someone, call the Numbers below. 
 
1 800 656-4673 Rape Crisis Hotline 24 Hours
If you need to talk to someone confidentially about how to cope with your situation and get options, trained professionals available to help you.
1-800-799 -7233 National Domestic Violence Hotline: 24 Hours 
 Immigration Help and Legal Services
1. National Immigrant Rights Center
312-660-1370
Hours Tuesday, Wednesday and Thursday
8:30am to 4:30 PM 
Visit Website for specific services 
NIJC: Immigrant Rights and Immigration Legal Services
Services Provided: Financial assistance, food programs, shelter, disaster relief
How to Apply: Visit their website or a local branch to find assistance programs.
Website: www.salvationarmyusa.org
Services Provided: Rent & utility assistance, healthcare, food aid, immigration services
How to Apply: Contact a local Catholic Charities office for eligibility requirements.
Website: www.catholiccharitiesusa.org
 212-577-3300.
Immigration & Deportation Help NYC - The Legal Aid Society
Most States have a Local Legal Aid Society or Legal Services in towns and cities. Call 211 for your local agency to help with deportation, Ice encounters, hearings, asylum etc...
Services Provided: Emergency financial assistance, education programs, healthcare support
How to Apply: Dial 211 or visit their website for community-based assistance programs.
Website: www.unitedway.org
Services Provided: Nationwide food bank network providing free groceries and meals
How to Apply: Use their online tool to find a local food bank.
Website: www.feedingamerica.org
Services Provided: Emergency financial grants for short-term crises
How to Apply: Submit an online application with proof of need.
Website: www.modestneeds.org
Services Provided: Homelessness prevention, transitional housing, job training
How to Apply: Find a Family Promise affiliate in your area.
Website: www.familypromise.org
Services Provided: Emergency financial aid, housing assistance, food support
How to Apply: Eligible military families can apply online.
Website: www.operationhomefront.org
Services Provided: Nationwide resource for rent, food, and medical assistance
How to Apply: Dial 211 from any phone or visit their website then enter your zip code for local services.
Website: www.211.org
7.TANF Food Stamps, Your Local .gov website they will direct you to the agency that services your area. * As of November 1, 2025 Food Stamps distribution has been suspended until the lockdown is over. Thank the Republicans for this cruelty.
8. Food Banks 
https://www.usfoodbanks.org/
This website directs you to your state and where the food banks distribute foods. 
Most Community Action Programs have resources to connect you with food banks and food bank services. Call 211 for your local Community Action agency phone number. 
9. Habitat for Humanity
Builds homes for income eligible Families and Repair Program for low income, Veterans and Elder Safety Repairs and Installations
Free to Homeowner or Renters with Homeowners Permission
10. Habitat for Humanity Resale Stores, check with your local Habitat for the nearest store to your zip code. They sell household items and the monies support building homes for the disadvantaged, poor and veterans. 
11.St. Vincent DePaul Food Pantry
Food and varied resources for the elderly, poor, single parents, military and anyone experience long term or temporary financial crisis. 
12. Any Church Denomination
Call 211 for a list of Food Pantries near you. 
: Food Pantries, Community Free meals, Clothing, holiday food baskets, Holiday Presents for children, furniture and referrals.
Rent and utilities assistance when funds are available
13. Ecumenical Societies.
Religious leaders from diverse groups in your area network with other religious organizations to address food insecurity, housing, budgeting and resources.
14. USRD Check with your local state USRD for programs
Grants ( You don't have to pay back the grant money) to repair homes, heating systems, plumbing, roofing and health and safety home repair issues
Also, Low Interest Loans to for the above ( Loans do have to be paid back)
Income eligibility Based.
 Contact the Federal Agency for the local USRD in your area, eligibility also can depend on your zip code and that geography having a rating for such programs.
15. Your Local Toys for Tots
Sign your children up for a present for the holidays.
16. HUD Section 8 Housing Rental and Homeownership Voucher Program. 
They pay 60% and you pay 30% of the rental allotment for your family size.
Get on the waiting list if your not already and sign up for waiting lists where you have family, friends and a support network.
You can either get in subsidized housing units or sign a lease with a property owner to rent a house, after you have paid for one solid year on time, your rental voucher can be used to buy a home. Look into this, it is rarely advertised but many Housing Authorities administer the Housing Voucher Home Ownership Program.
17. Local Housing Authorities
Subsidized Housing Units for The Elderly. Veterans and Disabled. Sliding Scale Fee and some in house subsidies. They cover 60% of your rent you pay 30%.
18. Small Business Administration: Free Credit Counseling and Credit Repair programs, Help starting a business, business planning, etc.
19.Domestic Violence Coalition: Safety Planning, Relocation, Subsidies sometimes for housing, food insecurity, clothing and shelter or help getting you prioritized on Housing Subsidy Lists,
20. Department of Community Development: Whole Home Repair Program
via your local Community Action Agency
Pays for Home Repairs for Low Income and Elderly Home Owners.
21. Local Legal Services in Your State
Free confidential legal services, income eligibility is determined after an over the phone intake assessment. 
22. Help Paying Your Property Taxes or delaying them. Call your local Tax Collectors office, there are programs for the elderly, disabled, veterans and low-income homeowners to delay or defray these costs, most local tax collectors/assessor's office have federal and state programs depending on your situation. 
23. Department of Veterans AffairsVA.gov Home | Veterans Affairs
24. Wounded Warrior Project 
25. Donate - K9s For Warriors
2. The Salvation Army
3. Catholic Charities USA
4. The Legal Aid Society 
Financial Help 
Food Insecurity, Rent help, Utilities, Home safety repair grants and loans for Low Income, Disabled, Military, Elderly, Children, Renters and Homeowners
1. United Way
2. Feeding America
3. Modest Needs Foundation
4. Family Promise
5. Operation Homefront (For Military Families)
6. 211 Helpline (United Way)



  • SIGNS OF TRAUMA EVEN VICARIOUS TRAUMA




Call a Crisis Line to talk with someone. The numbers below are anonymous. Consider Tapping (EFT) to descalate and calm your central nervous system

Consider EMDR to overwrite your old tapes and triggers.
Turn on all the lights at home , light does lift moods in most cases. 
Snap your fingers if your stuck in an excessive loop thought. 
Get a Therapist if possible. 
Call a trusted person and let them know your not okay, it is not dumping it is venting, chances are your friend(s) are feeling as vulnerable as you are. It's their choice to tell you if they too are on emotional overload. 
Try to maintaine a routine for yourself and your loved ones. 
Put limits on yourself as to internet time . 
Try The Butterfly Hug, it actually does help calm your central nervous system. We've been traumatized we need to mitigate as much of the damage done to everyone and ourselves. Starting with yourself makes you a healthier and more stable freedom fighter, parent, friend and patriot. 
Don't underestimate the damage done by Vicarious Trauma, witnessing other's being traumatized is detremental to your mental health. It is terrible being the helpless bystander. 
Try to eat healthy and drink enough fluids to keep you hydrated. 
Unplug at a certain time daily from media and tech activities. It sets a habit to disengage for self preservation. 

 Take my free lists and get what you need. I update the list monthly. Share with friends, neighbors and family, chances are someone is in need of the resources you might not need.


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